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ABSTRACT. Our paper contributes to the literature by providing evidence on the obstacles that student loan debtors should overcome with the aim of obtaining relief. This research makes conceptual and methodological contributions to the alterations bankruptcy reform generated on the private student loan market. Our analysis complements the growing literature on the consequences of Bankruptcy Abuse Prevention and Consumer Protection Act in the private student loan market.
JEL codes: I23; D83

Keywords: student loan debt; bankruptcy; PSL; BAPCPA

How to cite: Nica, Elvira, and Catalina-Oana Mirica (Dumitrescu) (2017). “Are Increasing Student Loan Debt Levels Burdening Graduates?,” Journal of Self-Governance and Management Economics 5(2): 68–74.

Received 27 October 2016 • Received in revised form 10 February 2017
Accepted 11 February 2017 • Available online 20 February 2017

doi:10.22381/JSME5220175

ELVIRA NICA
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Center for Human Resources and Labor Studies
at AAER, New York;
Bucharest University of Economic Studies
CATALINA-OANA MIRICA (DUMITRESCU)
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Bucharest University of Economic Studies

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